Want A Thriving Business Focus On ROOFING CONTRACTOR

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There is no such thing to be over protective with regards to your home and your finances. There are numerous roofing contractors out there that are willing to bend the guidelines to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple methods to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you see a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there is never a business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor includes a business license. If they don’t have a license, it may be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A set roof installation only requires a general roofing license.

A general contractor is legally in a position to install a roof without a roofing license if they have an over-all contractor license. However, there have been many cases of contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners together with home owners. It is perfect for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the number for a general roofing licence is S280. Hoboken Exterior Facade Cleaning is B100.

If your roofing contractor is in the middle of working on your roof and you find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you are now in charge of that payment. It has happened and can happen to you.

Solution: Make sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. If you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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